File a Contactless Automobile Insurance coverage Declare
If it’s essential to file a declare for an issue lined by your coverage, like a automobile accident or flood injury, file a virtual car insurance claim. You possibly can sometimes do that by way of your insurer’s cellular app or web site. It’s choice that maintains social distancing, and relying on the complexity of your declare, you could possibly undergo your entire claims course of from the consolation of your sofa.
For instance, you could possibly add images of the automobile’s injury, which your insurer can use to put in writing a restore estimate, after which ship you an prompt fee by way of a service comparable to Venmo.
Driving Much less? Look Into Pay-Per-Mile Insurance coverage
If the pandemic has drastically altered your driving conduct long-term, you would possibly wish to look into an alternate automobile insurance coverage mannequin like pay-per-mile insurance.
Right here’s the way it sometimes works: You get charged a base charge per 30 days plus a per-mile charge. Your month-to-month invoice will rely on how a lot you drive. For instance, should you drive 600 miles in a month at a $29 base charge and a $0.05 per-mile charge, your invoice for that month can be $59 ($29 base plus 600 miles x $0.05 = $59).