JOHOR BARU: Ladies are inspired to enterprise into enterprise as there are numerous financing schemes and programmes accessible which are specifically tailor-made for them.
Johor Empowerment of Mental Ladies (Jeiwa) president Nor Fadilah Mohd Nizar hopes extra girls will take the chance to turn into entrepreneurs.
She welcomed the RM95mil allotted for particular micro credit score financing for girls entrepreneurs by means of Tekun, Mara and Agrobank underneath Finances 2021 to empower girls entrepreneurs.
“We have now been helping girls, particularly housewives and single moms, to turn into entrepreneurs to complement their family earnings, ’’ stated Nor Fadilah.
She stated Jeiwa had assisted many ladies, who benefited from the micro credit score financing offered by Mara, and hoped extra girls would come ahead to utilise the allocation.
Nor Fadilah stated aside from Mara, girls additionally acquired monetary help from SME Financial institution and suggestions from Mara and SME Financial institution confirmed that girls entrepreneurs have been good paymasters.
“Nevertheless, previous to this, many of the girls had issues securing loans from banks as working capital, ’’ she added.
Nor Fadilah stated among the many predominant points weren’t having correct documentation, no monetary transactions, failing to register their enterprise and no present account with the financial institution.
She suggested girls planning to start out a enterprise, together with home-based ones, to register with the Corporations Fee of Malaysia (SSM) to keep away from untoward penalties.
“Attempt to keep away from venturing into on-line companies that many individuals have already gone into similar to meals or magnificence merchandise, ” stated Nor Fadilah, including that they need to go into handicrafts to achieve a wider viewers worldwide as an alternative.
Johor Indian Chamber of Commerce and Business (JICCI) girls unit head N. Saraswati stated it had educated over 1,000 girls entrepreneurs since 2009, of whom 80% have been profitable of their ventures.
She stated in contrast to males, girls entrepreneurs needed to mange their time as moms and housewives as nicely.
“We offer a one-month enterprise coaching programme to Indian girls, as some assume a three-month interval is simply too lengthy, ’’ stated Saraswati who can be Johor MIC Wanita chief.
She stated JICCI’s long-term goal was to coach extra Indian girls in catering, home-based meals enterprise and wedding ceremony planning companies.
Saraswati stated meals enterprise was recession-proof and the Covid-19 pandemic supplied good prospects for meals supply service as many most well-liked to eat at dwelling for the reason that motion management order began on March 18.
Marrybrown Sdn Bhd managing director Datin Nancy Liew suggested girls to conduct due diligence earlier than deciding to open a enterprise.She stated whereas there have been many financing schemes within the nation specifically tailor-made to potential girls entrepreneurs, they need to nonetheless make a clever resolution.
“Opening a enterprise is just not simple as there are numerous challenges alongside the best way earlier than you may succeed, ’’ stated Liew, who based the corporate collectively along with her husband Lawrence Liew in 1981.
The previous nurse stated there was no distinction between women and men when it got here to working a enterprise because it wanted full dedication from homeowners.
“You should have self-discipline to run a enterprise nicely and be a very good paymaster, as it’ll aid you to safe financial institution loans if you wish to develop your operations sooner or later, ’’ added Liew.
Marrybrown is now the most important home-grown fast service restaurant chain with over 500 shops in 16 international locations.
Twenty p.c of the shops within the nation are owned by the couple whereas the remainder, together with these abroad are franchised.